We are able to assist clients who may relate to the following:

1. Credit score not meeting requirements of an institution
2. Debt To Income Ratio being high
3. Loan To Value Ratio being to high
4. Debt Service Coverage Ratio to high
5. Not enough pledge for required collateral
6. Liquidity reserve or limited facility
7. Collateral not sufficient
8. New company with no financials
9. No past history
10. Being a Middlemen in the transaction

Each instrument is tailored to suit the requirements of each transaction. We have Prime and non Prime Banks in place.

i. Documentary Letter Of Credit (DLC Sight ).
ii. Standby Letter of Credit (SBLC) ( We have prime bank SBLC which are rare in the arena ).
iii. Bank guarantee (We have prime bank BG which are rare in the arena).

A letter of credit (LC), also known as a documentary credit or bankers commercial credit, or letter of undertaking (LoU), is a payment mechanism used in international trade to provide an economic guarantee from a creditworthy bank to an exporter of goods.

The Standby Letter of Credit (Standby LC) is, like the guarantee, commonly used to cover the risk of a contract party not fulfilling agreed obligations, for instance failure to pay or deliver. Standby LCs can be used in open account trade as well as a complement to collections and documentary credits (DCs). ( MA has prime bank SBLC without collaterals which are rare in the arena ).

Under a bank guarantee, if the buyer is unable to make the payment to the seller or creditor, then the bank pays the fixed amount to the seller as the obligations of the contract are not met. On the other hand, under a letter of credit, the bank makes the payment to the seller once he or she delivers. (MA has a prime bank BG without collateral which is rare in the arena).

Maruti Associates can also facilitate the opening fees via Escrow.com which carry an additional charge .

We are in position to accept all the Major currency , which reduces the cost and saves in exchange losses.