Power your imports with collateral-free instruments
Unlock global supply deals using SBLC, BG, LC, APG, and PG — expertly structured to reduce risk, protect cash flow, and meet supplier terms without blocking your capital.
Standby Letter of Credit (SBLC)→ Payment assurance for suppliers, enabling you to secure goods and contracts even without upfront collateral.
Bank Guarantee (BG)
→ Financial and performance assurance covering tenders, advances, and project commitments.
Letter of Credit (LC)
→ Transferable or revolving LC structures for seamless shipments, issued via SWIFT MT700 / MT760 messages.
Advance Payment Guarantee (APG)
→ Safeguards the buyer’s advance payments, ensuring funds are protected if suppliers fail to deliver.
Performance Guarantee (PG)
→ Ensures supplier performance and contract fulfillment — offering confidence and protection in every deal.
Key Features
Available Instruments can apply online:
Letter of Credit (LC)
Empowering Global Trade with Trust and Assurance
In international trade, trust is the foundation. A Letter of Credit (LC) bridges the gap between importers and exporters—guaranteeing payment, ensuring delivery, and reducing risk for both sides.
At Maruti Associates, we structure collateral-free LCs to help businesses secure international supply contracts without blocking working capital.
What Is a Letter of Credit?
A Letter of Credit (LC) is a bank-issued guarantee assuring the seller that payment will be made once all shipping and contractual terms are met.
Benefits for Importers
Trade confidently with global suppliers. Meet supplier terms without cash blockage. Strengthen credit standing with B-rated international banks. Access non-collateral LC issuance through our structured facilities.Benefits for Exporters
Guaranteed payment once documents are submitted. Eliminate buyer default risk. Secure financing against LC through discounting or factoring. Build trust with new buyers and expand markets.Our Advantage
Your Global Trade Safety Net — Trusted. Secure. Collateral-Free.
In today’s fast-moving international trade environment, every deal depends on trust. A Standby Letter of Credit (SBLC) acts as a financial guarantee of performance or payment, protecting both buyers and sellers from default risk.
At Maruti Associates, we help clients access collateral-free SBLCs from top-tier international banks — enabling trade, contracts, and financing worldwide.
What Is a Standby Letter of Credit (SBLC)?
A Standby Letter of Credit is a bank-issued guarantee that assures payment to a beneficiary if the applicant fails to meet contractual or financial obligations.
It functions as a “safety net” — standing by to pay only if the buyer defaults.
SBLCs are governed by ISP98 or UCP 600 rules and transmitted securely via SWIFT MT760 messages.
Purpose of an SBLC
An SBLC can serve multiple trade and financial functions:
Payment security for international trade transactions. Performance assurance in project contracts. Bid and tender guarantees. Financial backing for credit lines or leasing deals. Instrument for monetization or trade finance funding.Types of SBLCs
1. Financial SBLC
Guarantees payment obligations — used in trade finance, loans, or deferred payment transactions.
2. Performance SBLC
Covers non-performance or contract breaches — common in EPC, construction, and energy projects.
Benefits of SBLC Through Maruti Associates
Why Choose Maruti Associates
With over 25 years of experience, MA stands for trust, transparency, and tailored trade-finance solutions.
Our SBLC facilities empower clients to execute large-scale global deals without blocking capital.
Secure Your Commitments. Strengthen Global Trust.
In international trade and contracting, trust alone is not enough — banks play a vital role in ensuring reliability. A Bank Guarantee (BG) acts as a financial safety net, protecting one party if the other fails to meet contractual or payment obligations.
At Maruti Associates, we provide collateral-free Bank Guarantees from A-rated and BBB-rated international banks, enabling our clients to participate confidently in global projects and trade deals.
What Is a Bank Guarantee (BG)?
A Bank Guarantee is a written undertaking issued by a bank, promising to compensate the beneficiary if the applicant (buyer, importer, or contractor) fails to fulfill the terms of a contract.
It is widely used in tenders, trade contracts, project finance, and government procurements as proof of financial credibility.
All guarantees are transmitted via SWIFT MT760 messages and comply with URDG 758 (ICC rules).
Purpose of a Bank Guarantee
A BG is designed to:
Build trust between contracting parties. Enable participation in large-scale projects or supply contracts. Protect the beneficiary against financial loss. Support trade finance, performance assurance, and credit enhancement.Types of Bank Guarantees We Offer
1. Financial Guarantee
Ensures payment obligations are fulfilled — ideal for trade, import/export, and leasing transactions.
2. Performance Guarantee (PG)
Assures contract performance by the applicant — used in infrastructure, EPC, or service contracts.
3. Advance Payment Guarantee (APG)
Secures the buyer’s advance payment until goods or services are delivered.
4. Bid Bond / Tender Guarantee
Used to qualify for tenders — demonstrates financial credibility and intent to execute the project.
5. Retention Money Guarantee
Allows early release of retention funds during project execution while safeguarding the buyer’s interests.
Ideal For
Benefits of BG via Maruti Associates
No Collateral Required — structured through our global trade partners.
Issued by A-rated / BBB-rated Banks (via SWIFT MT760).
Quick Issuance: Within 5–7 banking days after due diligence.
100% Refund Guarantee if issuance fails.
Usable for domestic and international projects.
Trusted by importers, exporters, and contractors in 100+ countries.
Why Choose Maruti Associates
With over 25 years of trade finance experience, we’ve helped clients unlock billions in trade and project value through structured, secure, and collateral-free instruments.
We stand for trust, compliance, and confidentiality in every transaction.
Assuring Performance. Securing Trust. Enabling Global Projects.
In international trade and project contracts, performance is everything. A Performance Guarantee (PG) provides assurance that the seller, supplier, or contractor will fulfill their obligations exactly as agreed.
At Maruti Associates, we arrange collateral-free Performance Guarantees from A-rated and BBB-rated banks, helping clients qualify for major contracts, execute confidently, and win supplier or government trust.
What Is a Performance Guarantee (PG)?
A Performance Guarantee is a type of Bank Guarantee issued by a bank on behalf of a contractor or supplier.
It assures the project owner or buyer that if the contractor fails to deliver goods, meet quality standards, or complete the project on time, the bank will compensate the beneficiary up to the guaranteed amount.
PGs are governed by URDG 758 and transmitted via SWIFT MT760.
Purpose of a PG
Ensures the contractor performs according to the contract. Protects the buyer from non-performance or substandard work. Builds trust in large infrastructure, EPC, or service contracts. Strengthens your bid eligibility for tenders and global projects.
Contract Signed: Buyer and seller agree on performance terms.
PG Request: Applicant applies for a PG through Maruti Associates.
Issuance: Partner bank issues the PG via SWIFT MT760 to the beneficiary’s bank.
Security: If the applicant defaults, the beneficiary can claim under the PG.Why Choose Maruti Associates
With over 25 years of expertise in global trade finance, we help our clients win projects, build credibility, and secure growth — all without locking capital.
Our Performance Guarantees offer assurance, flexibility, and speed, making international execution seamless.